# Retirement Calculator - ROTH IRA calculator

With a Roth IRA (Individual Retirement Agreement) you pay tax on your contributions, but withdraw the funds tax-free in retirement.

You can specify your annual contribution either before or after tax.

**Note**: you can also specify a figure on maturity to see how much you need to contribute annually (to do this either enter all details except the Annual Contribution, or simply amend the Maturity amount once calculated).

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