What is the State Pension?
The State Pension system is extremely complex and the amount you receive depends on the contributions you have made, the amount you earn from private pensions and other sources.
The State Pension is a regular payment you receive when you reach the State Pension age and is designed to provide a reliable foundation for your income in retirement, although it is unlikely to be enough to support the lifestyle you want.
The State Pension is directly linked to the National Insurance Contributions made during your working life. You can claim your State Pension once you reach the State Pension age although you do not have to claim it straight away, (deferring can increase the amount you get if you put off claiming for a few years)..